At Larry H. Miller Chrysler Dodge Ram FIAT Denver, serving Aurora, Centennial, Parker, Littleton and Castle Rock, we are dedicated to helping you find the perfect vehicle for you. Whether that is buying or leasing a vehicle.

So let's get started:

Leasing a vehicle is often a lifestyle choice. Ask yourself these questions:

  • Do you prefer to drive a new or late model car and keep up with the latest trends, technology, and safety enhancement?
  • What can I afford for my monthly cash outlay, and how does that equate to the type of vehicle I'd like to be driving?
What is the difference between buying and leasing a vehicle in Denver?
When you buy a new vehicle from us at Chrysler Dodge Ram FIAT Denver, you will have to pay for the entire cost of the vehicle, regardless of how many miles you put on it, or how long you own it. The monthly payment will be higher than that of a leased car, and typically you will have to make a down payment on the car. You will also be responsible for paying sales tax and the determined interest rate which is based on your credit score. Your first payment will be made a month after you sign your contract. If you decided to sell or trade in the vehicle, the depreciated, or trade-in value may be considerable less than the original cost of the car even though you did nothing wrong.

When you lease a new vehicle from Chrysler Dodge Ram FIAT Denver, you will only pay a portion of the vehicles actual worth, which is the part you used up during the time you drove the vehicle. Leasing is a form of financing and should not be confused with renting. Occasionally, when leasing you will not have to pay a down payment and you pay sales tax only on your monthly payments. You will also pay a financial rate that is called, a money factor. The money factor is like the interest on a loan. Often times, you will also have to pay fees and possibly a security deposit that you don't have to pay when purchasing a new vehicle. At the end of the lease, you may return the vehicle or choose to purchase the vehicle for its' depreciated resale value. You may be charged a lease-end disposition fee, and for any excessive mileage wear and tear.

Leasing a new vehicle from Chrysler Dodge Ram FIAT Denver, allows you to get more bang for your buck. Plus you may have the option for no money down. Click here to value your trade in.

The benefit to Denver business owners allows your lease payments to be written off as a business expense on your tax return, as well as lease obligations do not show up as a debt on a credit report. Click here to read the IRS publication regarding leasing for small businesses.

So what were your answers to the two questions asked at the beginning of this page? All of us have different styles, personal agendas and objectives in life. We all also have different financial situations. Whether you want to lease or buy is your decision. Either way we will be happy to help you.

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